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This is called a no-asset bankruptcy. Generally, this means that nothing is liquidated, and your debts can still be cleared. A no-asset bankruptcy means the filer doesn't lose any property in Chapter 7 bankruptcy because the filer can protect all of their property in Chapter 7 A no-asset case is basically a normal Chapter 7 bankruptcy case in which the debtor won't lose any property.
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Are Unlisted Debts Discharged in a No-Asset Chapter 7 Bankruptcy In a no-asset bankruptcy, all of your assets will be exempt under either federal or state laws. This means that there are no assets for creditors to collect
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